Privacy Policy for FindTheory Insurance

Last Updated: June 17, 2025

At FindTheory Insurance (“FindTheory,” “we,” “us,” or “our”), your privacy is our priority. This Privacy Policy explains how we collect, use, protect, and share your personal information when you use our insurance comparison platform, findtheory.site. By accessing or using our services, you agree to the practices described in this policy.

We are committed to transparency, security, and compliance with applicable data protection laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA) where relevant. If you have any questions, please contact us at [[email protected]].

1. Introduction: Our Commitment to Your Privacy

FindTheory Insurance is an independent platform that helps users compare insurance quotes from multiple providers. We do not sell insurance policies but act as a bridge between consumers and insurers. Because we handle sensitive personal data, we implement strict privacy practices to:

Protect your information from unauthorized access.
Be transparent about how data is collected and used.
Give you control over your personal details.

This policy covers:
✔ What data we collect
✔ How we use it
✔ Who we share it with (and why)
✔ Your rights and choices
✔ Our security measures

2. Information We Collect

We collect the following types of data to provide accurate quotes and improve our services:

A. Personal Information You Provide

When requesting a quote or creating an account, you may submit:

Contact details: Name, email, phone number, address.
Demographic data: Age, gender, marital status.
Insurance needs: Coverage type, policy preferences, vehicle/home details.
Financial information: Credit score (for certain quotes, with consent).

B. Automatically Collected Data

When you browse our site, we gather:

Device information: IP address, browser type, operating system.
Usage data: Pages visited, time spent, click patterns.
Cookies & tracking technologies (see Section 6).

C. Data from Third Parties

We may receive information from:

Insurance partners (to verify quotes).
Analytics providers (e.g., Google Analytics).
Public records (e.g., driving history, if legally permitted).

3. How We Use Your Data

We process your information for the following purposes:

Purpose	Examples
Quote Generation	Sharing your details with insurers to provide accurate estimates.
Service Improvement	Analyzing trends to enhance our platform’s usability.
Customer Support	Responding to inquiries or resolving issues.
Marketing	Sending relevant offers (only with consent; opt-out available).
Legal Compliance	Meeting regulatory requirements (e.g., fraud prevention).

We never sell your data to third-party advertisers.

4. Data Sharing & Third-Party Disclosures

We share information only as necessary with:

A. Insurance Providers

To generate quotes, we transmit your details to licensed insurers. Each provider has its own privacy policy—review it before purchasing a policy.

B. Service Providers

We work with trusted vendors for:

Hosting and analytics (e.g., AWS, Google Cloud).
Customer support (e.g., Zendesk).
Marketing (e.g., Mailchimp, if you opt in).

All partners must adhere to confidentiality agreements.

C. Legal Obligations

We may disclose data if required by law (e.g., subpoenas, court orders).

5. Data Security & Retention

Security Measures

We protect your data using:

Encryption: SSL/TLS for all transmissions.
Access controls: Strict employee permissions.
Regular audits: To identify and address vulnerabilities.

Retention Period

We retain your data only as long as necessary:

Active users: Until account deletion or 3 years of inactivity.
Legal requirements: Up to 7 years for tax/regulatory compliance.

6. Cookies & Tracking Technologies

We use cookies to:

Essential Functions: Keep you logged in during sessions.
Analytics: Improve site performance (e.g., Google Analytics).
Advertising: Display relevant ads .

You can manage cookies in your browser settings.

7. Your Privacy Rights

Depending on your location, you may have the right to:

Access the personal data we hold about you.
Correct inaccurate information.
Delete your data (with exceptions for legal requirements).
Opt out of marketing communications.
Port your data to another service.

To exercise these rights, email [[email protected]]. We’ll respond within 30 days.

8. International Data Transfers

If you’re outside the U.S., note that:

Data may be transferred to servers in the United States.
We use GDPR-compliant safeguards (e.g., Standard Contractual Clauses) for EU/UK users.

9. Children’s Privacy

Our services are not intended for users under 18. We do not knowingly collect data from children.

10. Policy Updates

We may update this policy periodically. The “Last Updated” date at the top reflects changes. Continued use after revisions constitutes acceptance.

11. Contact Us

For questions or requests about your data, contact:
📧 Email: [[email protected]]

Our Promise to You

At FindTheory Insurance, we believe trust begins with transparency. This policy reflects our commitment to protecting your data while helping you find the best insurance coverage.

Thank you for choosing findtheory.site.