Disclaimer

Disclaimer for FindTheory Insurance

Last Updated: June 17, 2025

Welcome to FindTheory Insurance (accessible at findtheory.site), a platform dedicated to helping users compare insurance options and obtain quotes from various providers. Before using our services, please read this Disclaimer carefully. By accessing or using our website, you acknowledge and agree to the terms outlined below.

1. General Information

FindTheory Insurance is an independent insurance comparison platform, not an insurance provider, broker, or underwriter. We do not sell, issue, or underwrite insurance policies. Instead, we facilitate comparisons by aggregating information from multiple insurance providers to help users make informed decisions.

While we strive to provide accurate and up-to-date information, insurance products, rates, and terms are subject to change without notice. We strongly advise users to verify all details, including coverage terms, exclusions, and pricing, directly with the insurance provider before purchasing a policy.

2. No Professional Advice

The content on FindTheory Insurance is for informational purposes only and should not be construed as professional, legal, financial, or insurance advice. We do not:

  • Endorse or recommend specific insurance providers or policies.
  • Guarantee the accuracy, completeness, or suitability of any information provided.
  • Assume responsibility for decisions made based on our comparisons or quotes.

Insurance regulations and requirements vary by state, country, and provider. Users are responsible for ensuring their chosen policy complies with local laws and meets their individual needs. If you require expert guidance, consult a licensed insurance agent, broker, or financial advisor.

3. Accuracy of Quotes and Comparisons

FindTheory Insurance generates quotes based on the information users provide and data received from insurance providers. However, quotes are estimates only and may not reflect the final premium offered by an insurer. Factors such as:

  • Underwriting reviews
  • Additional verification (e.g., driving records, medical history)
  • Changes in personal circumstances
    can affect the final price and availability of a policy.

We do not guarantee that all providers or policies are included in our comparisons. Some insurers may not participate in our platform, and others may restrict quotes based on eligibility criteria. Always confirm pricing and coverage details with the provider before making a purchase.

4. Third-Party Links and External Providers

Our website may contain links to third-party websites, including insurance providers, brokers, or advertisers. These links are provided for convenience, but FindTheory Insurance does not control or endorse the content, policies, or practices of external sites.

When you leave our platform, you are subject to the terms and privacy policies of the third-party site. We are not responsible for:

  • The accuracy, legality, or reliability of third-party content.
  • Any transactions or interactions between users and external providers.
  • Damages or losses resulting from the use of third-party services.

5. Limitation of Liability

To the fullest extent permitted by law, FindTheory Insurance and its affiliates disclaim all liability for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Use of or reliance on our website or comparison tools.
  • Errors, omissions, or inaccuracies in the information provided.
  • Delays, interruptions, or technical issues affecting service availability.
  • Unauthorized access to or misuse of user data.

While we take reasonable measures to ensure data security, we cannot guarantee that our platform will be free from viruses, malware, or other harmful components. Users access our services at their own risk.

6. User Responsibility

By using FindTheory Insurance, you agree to:

  • Provide accurate and complete information when requesting quotes.
  • Review policy terms, conditions, and exclusions before purchasing.
  • Contact insurers directly to resolve disputes or clarify coverage details.
  • Use our platform in compliance with applicable laws and regulations.

We reserve the right to deny service to any user who violates our terms or engages in fraudulent activities.

7. Changes to This Disclaimer

FindTheory Insurance may update this Disclaimer periodically to reflect changes in our services, legal requirements, or industry standards. The “Last Updated” date at the top of this page will indicate revisions. Continued use of our platform after changes constitutes acceptance of the modified terms.

Closing Statement

At FindTheory Insurance, we value transparency, trust, and user empowerment. Our goal is to simplify insurance comparisons, but ultimate responsibility lies with the user to select the right policy.

If you have questions about this Disclaimer or our services, please contact our Support Team at [[email protected]]. We appreciate your trust in FindTheory Insurance and are committed to helping you make informed insurance decisions.

Thank you for visiting findtheory.site.

This Disclaimer is effective as of June 17, 2025.